LEC-Custom Building

This blog site is for those who are thinking abould building a home or going to build or contract their own home. It will cover topics and issues of interest to the owner builder/general contractor. It is about managing the construction project for cost saving, value and quality

Thursday, May 25, 2006

Owner/Builder Resources

Lumber and Building Materials

Hope Lumber
936-273-1112

Bison, Building Materials
713-467-6700

Trussway

WestEnd Lumber
713-688-9726

Olshan
713-225-5551

Roofing Materials

ABC Roofing Supply
936-788-1668
713-466-1505

Gulf Eagle
281-537-9893

Humble Roofing Supply
280-219-6055

West End Lumber
713-688-9726

Granite, Marble, Travertine and Slate

GME
713-812-8600

Siding, Plywood, Hardee Board

Hope Lumber
936-273-1112

Gulf Eagle
281-537-9893

Cabinets

Gulf & Basco
713-668-5151

Bricks and Masonry Materials
Boral Bricks
713-278-9200

Mission Bricks


Concrete Materials

Shepler's
713-895-6590

Concrete Contractors Supply
936-441-9513

Plumbers

A1 Quality Plumbing
281-568-5757
JG Plumbing Concrators
281-537-9220
Aberle Plumbing Service
281-458-5911
Johnson Plumbing
936-856-0782
Value Plumbing
281-355-1744
Pride Plumbing
281-361-7217
Integrity Plumbing
713-828-9028
Orion Plumbing
713-939-8606
C.A. Garrard Company
713-218-0004

Licensed Electricians
Waller County Electric

Fultz Electric

HVAC Contractors
Waller County Electric

A/C and Heating Service

Sunday, May 21, 2006

Construction to Permanent Loan
This program provides for both a construction and permanent Loan, all in one transaction and with one closing. The owners/builders sign one set of Loan documents that covers both the interim construction phase and the permanent Loan phase. Owners/builders may choose from several loan products (Fixed and ARM) and rate lock options. The construction period can vary in length between 6, 9 and 12 months. During the construction period, the Loan will be interest only with interest payments paid from the interest reserve account. When the home is completed, the Loan will be converted to a 30-year or 15 year fully amortizing permanent mortgage Loan.

Some construction to permanent loan program offer these features:

  • 100% construction financing
    One closing - one set of fees
    Zero point loans
    Rate Protection
    Quick loan approval
    Loan amounts up to a certain limit
  • LTV up to 95%
    Primary residence and Second homes
    No monthly mortgage payments during construction
    Interest rate protection
  • Simple conversion to permanent financing
  • Construction terms: 6, 9, 12, 15, 18 & 24 months
    Online draw requests

You need to provide the following information:

  • Owner/builder: if you are acting as your own general contractro bo build the home for personal use
  • Custom: if you are going to hire a general contractor to build the home for your personal use
  • Spec: if you are building the home for reasale or investment. Hiring a contractortor or not.
  • Rental: if you are building a rental property - single - duplex
  • Lot information: site address - cost - balance due
  • Project description: house type - foundation - square footage - construction type - garage -
  • Construction information: start date - costs already paid toward construction - how much do you have available to contribute to construction - construction loan amount requested -floor plan and house elevations - description of materials

Clearing The Lot
It means removing trees, brush, rocks and debris from where the house is going to be located. This is a very important step since the foundation of the house need to rest on solid ground. You need to clear 12 to 14 feet around the perimeter of the house to allow for easy movement of equipment and workers.
Subs for this kind of work can be found in local newspapers and street signs. Depending on where you live, prices depend on the amount of work to be done and the slope of the terrain. Lot of trees and stones will cost more than a flat lot. Make sure all trash, branches, stumps and other debris are hauled away from the site.

Thursday, May 18, 2006


Topics open for discussion are:




How to save money when building or contracting your own home?

A. COST MANAGEMENT

A good cost estimate for home building should be within 3 to 4% of the actual cost. However, with too many changes and no cost control in place the actual cost may creep to well above that.

B. MOST COMMON CAUSES OF CONSTRUCTION FAILURE

•Costs are underestimated
•Lack of budget control
•Project is not well organized
•Things go out of control
•Lack of understanding of contracting

•Vandalism, arson, natural disaster, theft

•Workers are paid before inspection
•Legal complications and family conflicts

You may save money when constructing your home if you:

  1. Perform some of the work yourself
  2. Build only what you can afford
  3. Shop at builder outlets and lumberyards that cater to builders
  4. Buy at discounted prices
  5. Look for sale
  6. Ask for builder discount
  7. Open an account with your material suppliers and ask for discount
  8. Plan and design the house to minimize waste of materials
  9. Cut corners, a square house is the cheapest to build. Too many corners are costly
  10. Get the extras later
  11. Downgrade on items such as windows, doors (metal windows are cheaper than vinyl)
  12. Design and build the house with expansion in mind
  13. Use quality materials but not the most expensive
  14. Avoid the temptation of trying to get everything
  15. Stay within budget and monitor the budget
  16. Ask 3 contractors to bid


C. General Construction Cost Breakdown

•Framing and roofing (19%)
•Plumbing (5%)
•Electrical (4-5%)
•Drywall (3-4%)
•Windows and exterior doors (4%)
•Foundation (6-7%)
•Masonry (6-7%)
•HVAC (3.5%)
•Cabinets and countertops (2.5%)
•Paintings and staining (3%)
•Flooring (4%)
•Interior trim (4%)
•Exterior trim and cornice (3.5%)


D. Your Job Duties and Responsibilities As Owner-Builder/General Contractor


•Make sure materials get to the site on time
•Work is done properly and timely
•Everyone knows about changes
•Good records are kept
•Questions are answered promptly
•Bills are paid on time
•Make sure every crew stays on schedule and knows of every change
•Serve as liaison and coordinator between crews
•Keep the job site neat and safe

Posted 5/21/06

E. The Residential House Construction Process:

Here is an outline of how a home is constructed. Having a good understanding of the process, will help the owner/builder a great deal. These steps are for a slab foundation.

  1. Surveying and staking the lot
  2. Clearing the lot and he home site preparation
  3. Application for water and sewer
  4. House site is located and clearly marked
  5. Excavation and foundation
  6. Temporary utilities hookup (electrical T pole, water line, portable toilet, dumpster)
  7. Foundation form
  8. Stub-up plumbing
  9. Excavation and foundation
  10. Framing and roofing
  11. Exterior work details : cornice, siding and masonry work (stone, brick, stucco)
  12. Rough Mechanical: plumbing, HVAC and electrical
  13. Insulation: walls, doors, windows, ceilings, attic
  14. Sheetrock: hang, tape, float and texture
  15. Interior trim: cabinets, baseboard, moulding, windows and doors trim work, kitchen, closet, utility rooms
  16. Painting: priming, caulking, painiting, staining exterior and interior
  17. Finish mechanical and trim out: HVAC, plumbing, electrical (fixtures and glazing are installed)
  18. Flooring: carpeting, tiles
  19. Attic insulation installed
  20. Appliances
  21. Driveways, walks, patios
  22. Cleaning
  23. Grading and landscaping
  24. Walk thru and inspection
  25. Punch list items are resolved
  26. Final inspections and surveys
  27. Closing and move-in

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To following topics will be discussed at a later date:

  1. How to design your home for maximum efficiency
  2. Residential Construction standard specifications
  3. Building codes
  4. Home inspection
  5. Tips on contracting your own home
  6. Using a construction consultant
  7. The design build concept
  8. Stock house plans
  9. Working with a plan designer (an architectural draftsperson)
  10. Engineered foundation
  11. How to select your lot
  12. Blueprint and construction specifications
  13. The construction requirements
  14. The construction schedule
  15. House construction phases
  16. Lot clearing and preparation
  17. Site plan
  18. Survey, setbacks and easements
  19. Construction materials estimating
  20. Listing of suppliers and subcontractors for Houston area
  21. Math for construction estimating
  22. The house mechanical (plumbing, HVAC, electrical)
  23. Framing and cornice
  24. Excavation and foundation
  25. Rough mechanical
  26. Insulation
  27. Masonry
  28. Stucco
  29. Doors and windows
  30. Sheetrock/drywall and texturing
  31. Appliances
  32. Finish carpentry
  33. Flooring and moulding
  34. Painting and staining
  35. Siding
  36. Plywood and OSB
  37. Roofing
  38. Ceilings
  39. Material take-off
  40. Glossary of construction terms
  41. Architectural symbols
  42. Lumber dimensions and grade